In an effort to improve your experience at the St. John’s Back Pain Clinic we offer direct billing to as many providers as we can. You provide your insurance billing details and we’ll do our best to take care of the rest, leaving you with a copay and sometimes nothing to pay at the end of your visit.
What is a copay? why does it vary?
Some insurance policies offer 100% coverage, others offer 80%, and some set maximums paid per visit regardless of the cost of the visit. Bluecross in particular also has an annual deductible for extended health coverage (like Chiropractic) and can deduct $25 from your coverage for your first claim each year. Your copay is the remaining cost of the appointment once your insurance has paid its portion.
Why can’t you bill my insurance policy?
Some insurance policies don’t allow direct billing, some smaller insurance companies simply are not set up for online direct billing or maybe you’ve hit the end of your coverage for that year.